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Mark Grayshan

MORTGAGE & INSURANCE BROKER

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Older Posts

Author: Mark Grayshan

Budget has a tonic for homebuyers

Posted on 3rd March 20213rd March 2021 by Mark Grayshan

Good news in today’s Budget for home buyers. As widely predicted, the cut in Stamp Duty has been extended, with the zero-rate threshold of £500,000 staying until the end of June, then being reduced to £250,000 until the end of September. The Stamp Duty threshold will only return to its pre-Covid-19 level of £125,000 from …Read More

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At last, some good news!

Posted on 2nd March 20212nd March 2021 by Mark Grayshan

You wait for one piece of good news to come along and then two come along at once! Mired as we are in lockdown and Covid-19, it has been hard to find anything to get too excited about in recent months. But today there is hope that the Stamp Duty holiday, introduced last year to …Read More

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Time to start saving some money

Posted on 5th January 20215th January 2021 by Mark Grayshan

Firstly, a belated Happy New Year to you all! I hope you all had a great festive break. So, 2021 begins and we hope for better things eventually – once this new lockdown is over, that is. Lockdown might give some people a little bit of time on their hands, so what better way to …Read More

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Stopping you from ‘price walking’ into a poor insurance deal

Posted on 22nd December 202022nd December 2020 by Mark Grayshan

In amongst all the bad news and pessimism, there is at least, a little potential good news for customers who keep getting stung on their insurance renewals… The Financial Conduct Authority (FCA), the body that oversees the insurance industry amongst other things, is working to outlaw what is referred to as “price walking”. This is …Read More

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Lenders end the week with some good news

Posted on 4th December 20204th December 2020 by Mark Grayshan

Another week comes to an end and the good news keeps coming, especially for first-time buyers! During this difficult year, mortgages for those with just a small deposit have been difficult to find and that has been hard, particularly on those looking to get their first home. But recent days have seen a flurry of …Read More

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Good news and bad in the mortgage minefield

Posted on 30th November 2020 by Mark Grayshan

There’s good and bad news out there in the mortgage market as lending continues to be something of a minefield. On the one hand, there are good signs for people with just small deposits as confidence returns a little and 90% mortgages become more accessible. But the news is less good if you are self-employed …Read More

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Go green and save money!

Posted on 23rd November 202023rd November 2020 by Mark Grayshan

In these turbulent times, it is nice to report something a little different and with an eye on the future of the planet! NatWest has just launched a range of green mortgages which reward people who buy energy-efficient homes. If the property you are buying has an energy efficiency rating of A or B you …Read More

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Caution – it’s a mortgage minefield out there!

Posted on 14th October 2020 by Mark Grayshan

BOOM! The current mortgage market is like a minefield with unwary house-buyers not knowing where to tread next. Even for someone like me, the ever-changing lending landscape is a daily puzzle. Despite the apparent upturn in the housing market, mortgage providers are still nervous about lending money – particularly to first-time buyers. This means that …Read More

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Good news for first-time buyers – but proceed with caution

Posted on 9th October 20209th October 2020 by Mark Grayshan

Boris Johnson has announced that he is to ensure that 95% mortgages are available for first-time buyers… On the face of it, this is great news and should be welcomed. As I wrote some weeks ago, the missing ingredient to the current housing ‘boom’ was the ability for first-time buyers to get on the property …Read More

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Will this house price bubble burst?

Posted on 18th September 202018th September 2020 by Mark Grayshan

There is one thing you can say for certain about bubbles … they burst. And that is what I do fear about the current house price rise bubble – it won’t last for ever. There are two dangers associated with it. Firstly, if people stretch themselves to the limit to buy a property and then …Read More

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Mark Grayshan is a Mortgage Adviser of Julian Harris Mortgages Ltd. Authorised and Regulated by the Financial Conduct Authority No. 304155 | Website by Colour Creation