Summer is upon us and it’s time to relax and unwind! But sadly, it can also be a time when burglars are at their busiest, so as part of your plans for the summer check that you are properly insured. According to the police, during the summer people become more relaxed about closing and locking …Read More

Commentators are predicting a slowdown in the property market, which might not be such a bad thing. The Halifax last week reported that mortgage activity was showing some signs of easing back and some estate agents are saying that rocketing house prices might be starting to slow. I haven’t seen much evidence of that here …Read More

In the last couple of weeks, I have signed more people up for longer, five or 10-year-fixed rate mortgages than I have for many years.And that’s a good and sensible thing, as we are going through a very uncertain period.At home, the cost of living is rocketing, inflation is rising and to combat it, the …Read More

A pandemic, a cost-of-living crisis, job losses at home and conflict abroad, we are living through frightening and uncertain times.It is during periods such as this that we count our blessings and value the things we hold dear – our health, our family and friends, our home.There is very little that we can do to …Read More

The Bank of England’s decision to raise the base rate by 0.25% will mean more costly mortgages for many.This is the second rate rise in seven weeks, as the Bank acts to lower inflation.For those on tracker mortgages, it will mean their bills will go up straight away and for those on their lender’s standard …Read More

The housing market is bonkers at the moment so if you are looking to buy it is best to act like a good boy scout and ‘Be Prepared’.Houses are selling lightning-fast and it pays to have everything you need in place so that you can move just as quickly.That means having your mortgage sorted BEFORE …Read More

Headlines, headlines, headlines! You’ve seen them: ‘House prices rocket!’ ‘Mortgage rates shooting up!’ It’s enough to terrify the life out of anyone thinking of buying a house or, indeed those already owning one. So what is the truth behind all the shock, horror headlines? Well, despite the Bank of England putting off any increase in …Read More

This is a quite tricky time in the housing market, with prices continuing to rise and houses selling as soon as they go on the market. I am often asked what people should do at the moment and I think my answer is: ‘hold tight’ because things might be about to change. The end of …Read More

We are going through a housing boom, with the number of sales quite literally, going through the roof!According to HMRC, the number of home transactions was 213,120 in June, 216.1% higher than June 2020 and 108.5% higher than May 2021. That’s the highest monthly UK total since the introduction of HMRC’s statistics in 2005. And …Read More

Since my last blog about insurance following the Covid-19 pandemic, I have had a number of questions about the different types of insurance that are available. It is confusing as you can insure everything from your mobile phone to your house to your pet cat! But here are the most common types of insurance that …Read More