Headlines, headlines, headlines! You’ve seen them: ‘House prices rocket!’ ‘Mortgage rates shooting up!’ It’s enough to terrify the life out of anyone thinking of buying a house or, indeed those already owning one. So what is the truth behind all the shock, horror headlines? Well, despite the Bank of England putting off any increase in …Read More

This is a quite tricky time in the housing market, with prices continuing to rise and houses selling as soon as they go on the market. I am often asked what people should do at the moment and I think my answer is: ‘hold tight’ because things might be about to change. The end of …Read More

We are going through a housing boom, with the number of sales quite literally, going through the roof!According to HMRC, the number of home transactions was 213,120 in June, 216.1% higher than June 2020 and 108.5% higher than May 2021. That’s the highest monthly UK total since the introduction of HMRC’s statistics in 2005. And …Read More

Since my last blog about insurance following the Covid-19 pandemic, I have had a number of questions about the different types of insurance that are available. It is confusing as you can insure everything from your mobile phone to your house to your pet cat! But here are the most common types of insurance that …Read More

It is no surprise that the coronavirus pandemic has left us all a little in shock and uncertain about the future.It is making many stop and take stock.For me, that has meant people taking a look at insurance and how they and their loved ones are covered against the unknown in an uncertain world.I have …Read More

You’ve got to be quick off the mark if you want to buy a home at the moment… The relaxation of some lockdown measures has sparked a mini housing boom and properties are being snapped up quickly. Boosted by low interest rates and the extension of the stamp duty holiday, houses are shifting quickly and …Read More

Good news in today’s Budget for home buyers. As widely predicted, the cut in Stamp Duty has been extended, with the zero-rate threshold of £500,000 staying until the end of June, then being reduced to £250,000 until the end of September. The Stamp Duty threshold will only return to its pre-Covid-19 level of £125,000 from …Read More

You wait for one piece of good news to come along and then two come along at once! Mired as we are in lockdown and Covid-19, it has been hard to find anything to get too excited about in recent months. But today there is hope that the Stamp Duty holiday, introduced last year to …Read More

Firstly, a belated Happy New Year to you all! I hope you all had a great festive break. So, 2021 begins and we hope for better things eventually – once this new lockdown is over, that is. Lockdown might give some people a little bit of time on their hands, so what better way to …Read More

In amongst all the bad news and pessimism, there is at least, a little potential good news for customers who keep getting stung on their insurance renewals… The Financial Conduct Authority (FCA), the body that oversees the insurance industry amongst other things, is working to outlaw what is referred to as “price walking”. This is …Read More