Getting a mortgage might seem straightforward but sometimes it isn’t. Occasionally someone is refused a mortgage by a lender and is surprised to discover the reason why.
Over the coming days I’ll be sharing my top tips on how you can make sure you are in the best position to ensure you get a “yes” when it comes to your application.
Top tip number one is:
- Ensure your credit score is correct. Go through one of the credit reference agencies like Experian and make sure the information they are holding about you is correct. One in four credit ratings is incorrect and can affect your chances of getting that mortgage. If something is wrong, get it put right!