Another week comes to an end and the good news keeps coming, especially for first-time buyers!

During this difficult year, mortgages for those with just a small deposit have been difficult to find and that has been hard, particularly on those looking to get their first home.

But recent days have seen a flurry of lenders returning to the market to offer 90% loans.

That includes Virgin Money, which today launched a new first-time buyer 90% mortgage, with a fixed rate for five years from 3.69% and with a £995 fee.

From Tuesday, the Halifax is also introducing a range of mortgages aimed at first-time buyers who have a deposit from 10 to 15%.

As with all mortgages, these new products come with various terms and conditions and it is worth taking a close look, with some specialist advice, to make sure they are right for you.

For a free, no-obligation consultation please call me on 07767 692 653. Or, if you prefer, you can contact me by email at mgrayshan@googlemail.com and I’ll help you with any mortgage or insurance issues.

For more details on the services I offer please visit www.markgrayshan.co.uk

In the meantime, stay safe.