When I set up a first meeting with a new customer, one of the things I am sometimes asked is: ‘what do I need to bring?’ or ‘what will you need from me?’ And that’s a good thing, because it means the client wants to be prepared and we will be able to make good …Read More

Well, have you made a list then? Those New Year resolutions – most of which you will have abandoned by the middle of the month. January is typically a time when, during the festive break, we have time to think about the things that we have put off or forgotten to do and make a …Read More

As uncertainty continues, particularly over Brexit, more and more people are choosing to fix their mortgage rate. First-time buyers and those coming to the end of a deal or switching from their lender’s standard variable rate, are plumping for the certainty of knowing what their payments will be for some years ahead. They are worried …Read More

Critical illness insurance Critical illness insurance is a one-off, lump-sum payment that is paid out if you suffer a critical illness or injury, as spelt out in your policy. After the payout, the policy is closed. The policy isn’t linked to your earnings and you can insure for however much you wish. Typical claims include …Read More

A million people a year are unable to work due to illness or injury. And how do you pay the bills if you are made redundant? In this, the third of my articles on the different types of insurance products available, I explain how you can protect yourself against the hardship that comes with being …Read More

In this, the second part of my series explaining the different types of insurance policy, I’m talking about life insurance. Again, as the name indicates, this insurance protects your loved ones financially if you die. A frightening, staggering, number of people don’t have life insurance, even though it is really quite cheap – about the …Read More

One of the things I get asked most often is: what is the difference between the different types of insurance? It’s easy to understand why, as there are so many different products on the market, it can be hard to see which you need and which you don’t. So over five posts, I’ll be sharing …Read More

November is apparently the worst month for burglaries, with on average one claim every four minutes in the UK. Frightening isn’t it. When the dark nights come there is always an increase in break-ins and according to Churchill home insurance it receives 37% more claims in November than it does in July. Quite apart from …Read More

Trick or treat… millions of mortgage-holders out there could be in for a Halloween shock when they realise how much they could save by remortgaging! People who are currently on their mortgage lender’s standard variable rate (SVR) or who are reaching the end of a fixed-rate loan, could save a frightening amount of money by …Read More