Getting a mortgage might seem straightforward but sometimes it isn’t. Occasionally someone is refused a mortgage by a lender and is surprised to discover the reason why. Over the coming days I’ll be sharing my top tips on how you can make sure you are in the best position to ensure you get a “yes” …Read More

Spring is traditionally a good time to be moving house and this year it is probably the best time for a while to take the plunge. Why? Well, apart from the fact that winter is behind us and people feel more like making such a move, the economic climate is probably giving us a nudge …Read More

Have you heard of a bucket list? Basically it’s a list of all the things we might want to do before we get too old to enjoy them or even die… For some people they can be daring and adventurous – climb Mount Everest, go deep sea diving, pilot a plane, swim with dolphins and …Read More

It never ceases to amaze me how many people jog along through life without ever thinking about important things like making a will… I know it can seem depressing or morbid but setting out what you want to happen with your affairs when you are gone can save an awful lot of anguish and heartache …Read More

After all that Christmas spending, wouldn’t it be nice to save some money in 2017? It’s a new year and time to take stock and in particular to take a look at our finances. It’s easy to let things tick over without ever stopping to look at just exactly what we spend our hard-earned money …Read More

As we pack our homes with expensive gifts ready for the big day, is it time to check Santa’s list and see if our contents insurance is naughty or nice? Statistics show that far too many of us are broken into around Christmas – a time when we travel to see relatives and friends and, …Read More

It’s not the cheeriest of subjects and certainly not one to liven up a get-together this Christmas, but having money put aside for funeral costs is an increasingly serious issue. Recent statistics reveal that the average cost of a funeral in 2004 was £1,920 while today, it’s £3,897. That’s more than a 100% increase and …Read More

With the demise of the Government Help to Buy Guarantee scheme just round the corner, Nat West has announced two new products that are clearly designed to keep its spirit alive. Serving as evidence that there must be demand out there for such a deal, Nat West has launched two-year and five-year fixed-rate products for …Read More

If you are self-employed or thinking of becoming self-employed, then here’s something you need to think about. Did you know that in a recent survey it was reported that just one in eight self-employed people had been able to get a mortgage to buy the home they wanted? More and more people are going it …Read More

It’s alarming but many, many home owners stick with their old mortgage when they could be saving thousands of pounds – every YEAR! It never ceases to amaze me just how many people keep on paying their standard variable rate mortgage year in year out and never wake up to the fact that they could …Read More