And here it is, my final top tip on how to give yourself the best chance of getting a mortgage.

Top tip number 10 is: Get proper advice – well I would say that wouldn’t I… But seriously, this is a big decision and one that you want to make sure you get right. Use someone who can look at all the mortgage products available, rather than just a chosen few and who takes the time to understand what you are looking for, your budget and your personal circumstances. Find an advisor you trust who can help you get the right mortgage for you!