It is always nice to get a word of thanks from customers.A positive testimonial makes it all worthwhile.Here’s a selection of my most recent. Thanks to them all for their valued custom… ‘Mark was brilliant, did everything for me, answered every single question. Chased the estate agent & solicitors. Then sorted my house insurance once …Read More

The coronavirus pandemic has thrown the property market, and therefore the mortgage market, into confusion. But the easing of lockdown restrictions should mean that things start to stir a little. Here, in this Question and Answer column, Mark Grayshan tries to provide some clarity. Q: How do you see the mortgage market at the moment, …Read More

“Your insurance policy will be automatically renewed on …” If you see this message, stop and think. Before you file this letter and let the policy renew, just have a look at the details. The price might have jumped up alarmingly for a start. And the policy might not be suitable any more for what …Read More

There is no doubt these are very alarming times and many of us are taking a moment to re-evaluate what is important to us. One thing at the top of the list is making sure our loved ones are protected should the worst ever happen to us. Setting aside the very real threat of coronavirus, …Read More

Insurance can be a complicated business and it is important to ensure that you are getting the right cover for what you want.Over the next few posts, I’ll try to explain the different types of policy and what they cover you for.I’ll start with what is probably the most important insurance and that’s life cover. …Read More

There is a lot of negative press around the mortgage market at the moment with some lenders stopping lending altogether and others demanding a deposit of around 40% for new purchases. This is because valuers are not doing any home inspections and the lenders need to be certain that they are not lending on properties …Read More

A lot of people will be worrying about money in the coming weeks as the effects of the coronavirus (Covid-19) are felt everywhere. It might be time to take a good look at your finances, particularly any outstanding debts you have. For many this will mean a credit card and the regular payments you have …Read More

There’s been so much information coming out from the Government in the past days it is easy to miss important things. One of the measures announced to help people through the current coronavirus pandemic was a three-month mortgage payment holiday. On the face of it, this sounds like a positive move to help people through …Read More

The Bank of England base rate cut came out of the blue and is an indication of the growing concern over the impact coronavirus is going to have on our economy. But what impact will it have on people who have a mortgage? The Bank of England has cut the borrowing rate from 0.75% to …Read More

With the coronavirus causing wild fluctuations on the Stock Market and never-ending worries over Brexit, there is little doubt that these are uncertain times. Economic uncertainty is a worry for everyone – especially if you are about to take out a mortgage. Will the Bank of England increase interest rates, pushing up the price of …Read More